6:30pm - 8:00pm

1597 Falmouth Road, Centerville Across from the Bell Tower Mall

This is the 1st of a Series of Educational Seminars being offered by: The Marie Souza Team of Cape Cod Real Estate Services, Centerville

Mike Duffley of MetLife Home Loans, Hyannis and Attorney Michael Gill of Gill & Devine, Hyannis

The topics covered for this Seminar are:

The Mortgage Pre-Approval & Approval Process 2010 Tax Credit Requirements Property Selection Process & the Closing Process

Mortgage Pre-Approval: How do I qualify? How much do I qualify for? How does my credit score effect my rate? How much money do I need for a down payment? How much are closing costs? What are the benefits of a fixed/conventional loan versus a 5 year adjustable? What are the requirements for an FHA loan?

2010 Buyer Tax Credits: $6,500 or $8,000 - do I qualify? How & when do I get the money? Can I use the money for a down payment? What are the deadlines for the credit? Do I ever have to pay it back?

Property Search & the Offer Process: Where do I begin? What do I need to write an Offer? What are contingencies? How can the seller help pay for my closing costs? How does the Home Inspection process work? Do I need Buyer Representation?

Closing, Clear Title & Title Insurance: What are the closing costs fees & what are pre-paids? What is title insurance? What is a Homestead?

Seating is limited. Please pre-register in order to reserve your seat. All attendees are eligible for up to $1,000* in credits at closing *$1,000 credit applied at closing when using The Marie Souza Team to purchase a property, Mike Duffley for Mortgage/Financing & Michael Gill as a Closing Attorney. © CCRES